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Attraverso storie sorprendenti e il punto di vista di un esperto, analizziamo rischi e opportunità.\u003C\u002Fp>",{"id":272,"sort":11,"collection":273,"item":274},225,"articles_settings",{"id":27,"buttonText":42,"buttonLink":42,"ariaLabel":42},{"id":276,"sort":63,"collection":277,"item":278},200,"img_sm_bxs",{"id":122,"title":279,"description":280,"buttonText":281,"buttonLink":282,"ariaLabel":283,"buttonText2":42,"buttonLink2":42,"ariaLabel2":42,"control_visibility":18,"section_visibility":255,"imgAlt":284,"images":285},"\u003Cp>Scopri il progetto Rame nelle scuole\u003C\u002Fp>","\u003Cp>Rame nelle scuole porta educazione finanziaria e orientamento al lavoro direttamente agli studenti, con un nuovo format itinerante che unisce incontri in presenza e contenuti digitali in diverse città italiane.\u003C\u002Fp>","ESPLORA L'INIZIATIVA","\u002Fblog#storie-di-credito","Progetto RAME","Financial Education",{"desktop":286,"tablet":288,"mobile":289,"alt":290},{"jpg":287},"\u002Fapi\u002Fasset\u002FE2C74B02-2FF9-4FC1-BFBE-5D6F93307EFA",{"jpg":42},{"jpg":42},"Immagine",{"id":292,"sort":122,"collection":252,"item":293},226,{"id":294,"control_visibility":18,"section_visibility":255,"title":295,"description":296},34,"\u003Cp>L’Academy finanziaria \u003Cbr>a portata di tutti\u003C\u002Fp>","\u003Cp>L’Academy è un’iniziativa pensata per mettere a disposizione delle persone delle semplici guide pratiche, sotto forma di brevi video, su come affrontare determinate situazioni e spiegare tutto ciò che c’è da sapere a riguardo.\u003C\u002Fp>",{"id":298,"sort":125,"collection":273,"item":299},227,{"id":34,"buttonText":300,"buttonLink":104,"ariaLabel":301},"LEGGI TUTTI GLI ARTICOLI","ARTICOLI Academy",{"id":303,"sort":129,"collection":304,"item":305},201,"cards_bnrs",{"id":95,"control_visibility":18,"section_visibility":255,"title":306,"description":307,"cards":308},"\u003Cp>Glossario dei termini finanziari di base\u003C\u002Fp>","\u003Cp>Muoversi nel mondo della finanza può essere più semplice quando si conosce il significato dei termini fondamentali. Esplora il glossario spiegato in modo semplice e chiaro per leggere documenti, offerte e contratti con sicurezza e consapevolezza.\u003C\u002Fp>",[309,314,318],{"id":310,"svg":42,"title":311,"description":312,"ctaText":313,"ctaLink":172,"ctaAriaLabel":171},62,"\u003Cp>Debito residuo\u003C\u002Fp>","\u003Cp>Indica l’importo ancora da rimborsare su un prestito o finanziamento. Con ogni rata pagata, il debito residuo diminuisce progressivamente fino a estinguersi completamente, permettendo di monitorare quanto resta da restituire e...\u003C\u002Fp>","Scopri di più",{"id":315,"svg":42,"title":316,"description":317,"ctaText":313,"ctaLink":172,"ctaAriaLabel":171},64,"\u003Cp>Limite di credito\u003C\u002Fp>","\u003Cp>Si riferisce alla cifra massima che una banca o un istituto finanziario mette a disposizione su una linea di credito o una carta. Rappresenta il tetto di spesa consentito: non è possibile superarlo, e un uso responsabile del limite aiuta a gestire...\u003C\u002Fp>",{"id":319,"svg":42,"title":320,"description":321,"ctaText":313,"ctaLink":172,"ctaAriaLabel":171},65,"\u003Cp>Rata minima\u003C\u002Fp>","\u003Cp>È l’importo mensile minimo richiesto per rimborsare una linea di credito o una carta revolving. Pagare solo la rata minima garantisce flessibilità nel breve periodo, ma riduce la velocità di estinzione del debito e può comportare costi aggiuntivi...\u003C\u002Fp>",{"id":323,"sort":40,"collection":324,"item":325},268,"button",{"id":6,"buttonText":326,"buttonLink":172,"ariaLabel":171},"LEGGI IL GLOSSARIO COMPLETO",{"id":328,"sort":329,"collection":277,"item":330},202,11,{"id":125,"title":331,"description":332,"buttonText":333,"buttonLink":334,"ariaLabel":335,"buttonText2":42,"buttonLink2":42,"ariaLabel2":42,"control_visibility":18,"section_visibility":255,"imgAlt":336,"images":337},"\u003Cp>Scopri i percorsi finanziari\u003C\u002Fp>","\u003Cp>Forniamo percorsi di educazione finanziaria dedicati alla gestione delle risorse e ai trend più innovativi, per supportare crescita, consapevolezza e nuove opportunità del settore.\u003C\u002Fp>","VISITA I PERCORSI SELLA","https:\u002F\u002Fpercorsi.sella.it\u002F","Percorsi Sella","Immagine di sfondo",{"desktop":338,"tablet":340,"mobile":341,"alt":290},{"jpg":339},"\u002Fapi\u002Fasset\u002F559D16CD-B113-4878-A642-31A3E2A0FE7F",{"jpg":42},{"jpg":42},{"id":343,"sort":344,"collection":252,"item":345},207,12,{"id":346,"control_visibility":18,"section_visibility":255,"title":347,"description":348},30,"\u003Cp>Nuovi passi nel nostro impegno\u003C\u002Fp>","\u003Cp>Scopri le iniziative, i progetti e le azioni concrete con cui Sella Personal Credit rafforza ogni giorno il proprio impegno verso le persone, il territorio e una finanza sempre più responsabile.\u003C\u002Fp>",{"id":350,"sort":95,"collection":273,"item":351},228,{"id":11,"buttonText":352,"buttonLink":353,"ariaLabel":354},"SCOPRI TUTTE LE INIZIATIVE","\u002Fblog#il-nostro-impegno","Iniziative Sella Personal Credit",{"id":356,"sort":99,"collection":357,"item":358},203,"contact_bnrs",{"id":27,"control_visibility":18,"section_visibility":255,"overline":359,"title":360,"description":361,"info_boxs":362},"\u003Cp>CONTATTI\u003C\u002Fp>","\u003Cp>Mettiamoci in contatto\u003C\u002Fp>","\u003Cp>Vuoi entrare in contatto con il nostro ufficio? Scrivi un’email o chiama al nostro numero\u003C\u002Fp>",[363,367],{"id":27,"svg":364,"title":365,"description":366},"\u003Csvg class=\"lucide lucide-mail-icon lucide-mail\" stroke-linejoin=\"round\" stroke-linecap=\"round\" stroke-width=\"2\" stroke=\"currentColor\" fill=\"none\" viewBox=\"0 0 24 24\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\">\u003Cpath d=\"m22 7-8.991 5.727a2 2 0 0 1-2.009 0L2 7\">\u003C\u002Fpath>\u003Crect rx=\"2\" height=\"16\" width=\"20\" y=\"4\" x=\"2\">\u003C\u002Frect>\u003C\u002Fsvg>","\u003Cp>Email\u003C\u002Fp>","\u003Cp>Scrivi alla nostra mail, ti risponderemo in pochissimo tempo.\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n\u003Cp>\u003Ca href=\"mailto:clienti@sellapersonalcredit.it\" target=\"_blank\" rel=\"noopener\">clienti@sellapersonalcredit.it\u003C\u002Fa>\u003C\u002Fp>",{"id":6,"svg":368,"title":369,"description":370},"\u003Csvg class=\"lucide lucide-phone-icon lucide-phone\" stroke-linejoin=\"round\" stroke-linecap=\"round\" stroke-width=\"2\" stroke=\"currentColor\" fill=\"none\" viewBox=\"0 0 24 24\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\">\u003Cpath d=\"M13.832 16.568a1 1 0 0 0 1.213-.303l.355-.465A2 2 0 0 1 17 15h3a2 2 0 0 1 2 2v3a2 2 0 0 1-2 2A18 18 0 0 1 2 4a2 2 0 0 1 2-2h3a2 2 0 0 1 2 2v3a2 2 0 0 1-.8 1.6l-.468.351a1 1 0 0 0-.292 1.233 14 14 0 0 0 6.392 6.384\">\u003C\u002Fpath>\u003C\u002Fsvg>","\u003Cp>Telefono\u003C\u002Fp>","\u003Cp>Chiama il nostro numero verde da telefono fisso o contattaci da cellulare al numero dedicato\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n\u003Cp>Numero verde: \u003Ca href=\"tel:800 00 04 44\" target=\"_blank\" rel=\"noopener\">800 00 04 44\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n\u003Cp>Numero da cellulare o estero: \u003Ca href=\"tel: 011506 12 28\" target=\"_blank\" rel=\"noopener\"> 011.506 12 28\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n\u003Cp>Dal lunedì al venerdì dalle ore 8.30 alle ore 19.30\u003Cbr>Il sabato dalle 9.00 alle 13.00\u003C\u002Fp>",{"id":372,"sort":373,"collection":374,"item":375},204,15,"rel_pg_bnrs",{"id":125,"title":376,"description":377,"pgs":378},"\u003Cp>Esplora il mondo \u2028Sella Personal Credit\u003C\u002Fp>","\u003Cp>Scopri ogni aspetto di Sella Personal Credit: dalla nostra lunga storia alla trasparenza che ci caratterizza, dalla nostra struttura societaria alle collaborazioni che coltiviamo. Scopri come operiamo, cosa dicono di noi e come puoi entrare a far parte del nostro team.\u003C\u002Fp>",[379,388,400,410,420],{"id":227,"img":380,"imgAlt":92,"images":381,"title":386,"description":387,"buttonText":313,"buttonLink":93,"ariaLabel":92},"D9B6ACAD-968F-438B-AD98-F09F5A67F215",{"desktop":382,"tablet":384,"mobile":385},{"jpg":383},"\u002Fapi\u002Fasset\u002FD9B6ACAD-968F-438B-AD98-F09F5A67F215",{"jpg":42},{"jpg":42},"\u003Cp>Dati societari\u003C\u002Fp>","\u003Cp>Approfondisci i numeri e i dati chiave che testimoniano la nostra solidità finanziaria e la crescita costante, che ci rendono un partner di fiducia per tutti i nostri clienti.\u003C\u002Fp>",{"id":389,"img":390,"imgAlt":391,"images":392,"title":397,"description":398,"buttonText":399,"buttonLink":93,"ariaLabel":391},42,"86F55F01-A5EB-4D58-8904-5EE6DC814F74","Struttura societaria",{"desktop":393,"tablet":395,"mobile":396},{"jpg":394},"\u002Fapi\u002Fasset\u002F86F55F01-A5EB-4D58-8904-5EE6DC814F74",{"jpg":42},{"jpg":42},"\u003Cp>Struttura societaria\u003C\u002Fp>","\u003Cp>Esplora l’organizzazione interna e la governance che ci permettono di operare con efficacia e di mantenere sempre alti standard di qualità nei servizi offerti.\u003C\u002Fp>","Scorpi di più",{"id":401,"img":402,"imgAlt":22,"images":403,"title":408,"description":409,"buttonText":313,"buttonLink":23,"ariaLabel":22},43,"2AA5AD9D-9857-4F04-8341-4BC35192BC96",{"desktop":404,"tablet":406,"mobile":407},{"jpg":405},"\u002Fapi\u002Fasset\u002F2AA5AD9D-9857-4F04-8341-4BC35192BC96",{"jpg":42},{"jpg":42},"\u003Cp>Trasparenza\u003C\u002Fp>","\u003Cp>Scopri in che modo garantiamo la massima chiarezza e correttezza in ogni operazione, mettendo sempre al primo posto l'interesse e la fiducia dei nostri clienti.\u003C\u002Fp>",{"id":411,"img":412,"imgAlt":336,"images":413,"title":418,"description":419,"buttonText":313,"buttonLink":104,"ariaLabel":103},44,"36F9AC79-E4CC-4CEB-AEEC-FCFD33C54FBA",{"desktop":414,"tablet":416,"mobile":417},{"jpg":415},"\u002Fapi\u002Fasset\u002F36F9AC79-E4CC-4CEB-AEEC-FCFD33C54FBA",{"jpg":42},{"jpg":42},"\u003Cp>Il nostro blog\u003C\u002Fp>","\u003Cp>Non smettere di informarti con articoli aggiornati, novità del settore e consigli pratici per gestire al meglio le tue finanze e sfruttare al massimo le opportunità di credito.\u003C\u002Fp>",{"id":421,"img":422,"imgAlt":146,"images":423,"title":428,"description":429,"buttonText":313,"buttonLink":430,"ariaLabel":146},45,"A77B1D60-AC61-4DDF-A113-BDB0DF52DC34",{"desktop":424,"tablet":426,"mobile":427},{"jpg":425},"\u002Fapi\u002Fasset\u002FA77B1D60-AC61-4DDF-A113-BDB0DF52DC34",{"jpg":42},{"jpg":42},"\u003Cp>App Sofàcile\u003C\u002Fp>","\u003Cp>Scopri le partnership strategiche e le collaborazioni che ci permettono di offrire soluzioni innovative, sicure e sempre in linea con le esigenze del mercato.\u003C\u002Fp>","\u002Fapp-sofacile\u002F",{"id":432,"sort":433,"collection":434,"item":435},205,16,"large_bnrs",{"id":234,"title":436,"description":437,"buttonText":438,"buttonLink":221,"ariaLabel":439,"target":30},"\u003Cp>Unisciti a Sella Personal Credit\u003C\u002Fp>","\u003Cp>Entra a far parte del team per costruire insieme il futuro del credito al consumo.\u003C\u002Fp>","ESPLORA LE POSIZIONI APERTE","Posizioni aperte",{"data":441},[442,465,487],{"isFeatured":44,"id":443,"status":444,"slug":445,"title":446,"excerpt":447,"reading":448,"imgAlt":336,"images":450,"publishedAt":454,"cat":455,"tag":458,"href":459,"related":460,"seo":461,"template":464,"templateData":49},113,"published","estinzione-anticipata-nel-credito-ai-consumatori","Estinzione anticipata nel credito ai consumatori","\u003Cp>Sella Personal Credit informa i Clienti che abbiano sottoscritto, a partire da giugno 2011, un contratto di credito ai consumatori e lo abbiano estinto anticipatamente prima del 30 marzo 2023, che possono presentare una richiesta per verificare l’eventuale diritto al rimborso.\u003C\u002Fp>",{"minutes":449,"words":449},0,{"desktop":451,"mobile":453},{"jpg":452},"\u002Fapi\u002Fasset\u002F961ACC6E-7F83-4B20-B82F-05FDEFCC86C7",{"jpg":42},"2026-09-24T14:28:57.420Z",{"id":125,"title":456,"slug":457},"I nostri prodotti","prodotti",[],"\u002Fblog\u002Fprodotti\u002Festinzione-anticipata-nel-credito-ai-consumatori",[],{"title":446,"description":462,"noIndex":18,"noFollow":18,"evIMG":463},"I clienti che hanno sottoscritto, a partire da giugno 2011, un contratto di credito ai consumatori e l'hanno estinto anticipatamente prima del 30 marzo 2023, possono presentare una richiesta per verificare l’eventuale diritto al rimborso.","https:\u002F\u002Fwww.sellapersonalcredit.it\u002Fapi\u002Fasset\u002F961ACC6E-7F83-4B20-B82F-05FDEFCC86C7","minimal_cover",{"isFeatured":18,"id":466,"status":444,"slug":467,"title":468,"excerpt":469,"reading":470,"imgAlt":336,"images":473,"publishedAt":477,"cat":478,"tag":480,"href":481,"related":482,"seo":483,"template":464,"templateData":49},112,"progetto-educazione-finanziaria-nelle-scuole","RAME, il progetto di educazione finanziaria nelle scuole superiori di Sella Personal Credit","\u003Cdiv>Una gestione consapevole del denaro è una competenza essenziale per i cittadini di domani. Comprendere i concetti di risparmio, gestione e pianificazione finanziaria permette di prendere decisioni più informate sul proprio futuro. Per questo, in Sella Personal Credit crediamo nell'importanza di portare l’educazione finanziaria nelle scuole, offrendo agli studenti strumenti e conoscenze pratiche per affrontare con maggiore consapevolezza la gestione delle proprie risorse economiche.\u003C\u002Fdiv>",{"minutes":11,"words":471,"label":472},852,"5 min di lettura",{"desktop":474,"mobile":476},{"jpg":475},"\u002Fapi\u002Fasset\u002FD5F640C3-9111-4BA6-B9B9-94C8496A7DC8",{"jpg":42},"2026-07-22T08:34:20.926Z",{"id":6,"title":168,"slug":479},"educazione-finanziaria",[],"\u002Fblog\u002Feducazione-finanziaria\u002Fprogetto-educazione-finanziaria-nelle-scuole",[],{"title":484,"description":485,"noIndex":18,"noFollow":18,"evIMG":486},"Il progetto di educazione finanziaria nelle scuole superiori","Una gestione consapevole del denaro è una competenza essenziale per i cittadini di domani. Comprendere i concetti di risparmio, gestione e pianificazione finanziaria permette di prendere decisioni più informate sul proprio futuro.","https:\u002F\u002Fwww.sellapersonalcredit.it\u002Fapi\u002Fasset\u002FD5F640C3-9111-4BA6-B9B9-94C8496A7DC8",{"isFeatured":18,"id":488,"status":444,"slug":489,"title":490,"excerpt":491,"reading":492,"imgAlt":336,"images":493,"publishedAt":497,"cat":498,"tag":501,"href":502,"related":503,"seo":517,"template":464,"templateData":49},111,"michela-dimauro","Michela Dimauro: crescita, sfide e innovazione in Sella Personal Credit","\u003Cp>Da più di vent’anni in Sella Personal Credit, Michela Dimauro ha di recente avuto l’opportunità di assumere la responsabilità dell’ufficio convenzionati e mandati, con ben in mente le sue priorità per questo ruolo: creare un’atmosfera accogliente e armoniosa con il suo team per lavorare al meglio e raggiungere gli obiettivi dell’azienda.\u003C\u002Fp>",{"minutes":449,"words":449},{"desktop":494,"mobile":496},{"jpg":495},"\u002Fapi\u002Fasset\u002FFAFAABDA-DDC6-45C3-87AA-7CB9373198F0",{"jpg":42},"2026-07-16T12:41:55.313Z",{"id":129,"title":499,"slug":500},"La nostra squadra","persone",[],"\u002Fblog\u002Fpersone\u002Fmichela-dimauro",[504],{"id":505,"status":444,"slug":506,"title":507,"exerpDescriptionREL":508,"reading":509,"imgAlt":336,"images":510,"publishedAt":514,"cat":515,"href":516},106,"cinzia-citarella","Intervista a Cinzia Citarella: responsabile del supporto reti","\u003Cp>Cinzia Citarella responsabile del supporto reti in Sella Personal Credit, rappresenta una voce di entusiasmo e di esperienza, forgiata da anni di crescita e cambiamenti interni all’azienda. Con un approccio positivo e tenace, vede il proprio percorso come un'opportunità continua di evoluzione, nella quale il lavoro e la vita personale sono intrecciati in modo naturale e profondo. Da quando è entrata in azienda, Cinzia ha attraversato diverse sfide, tra cui un cambio di ruolo e di contesto lavorativo dopo la maternità, dimostrando una straordinaria adattabilità e un impegno sincero nel costruire un team affiatato, volto a generare un impatto positivo sugli altri.\u003C\u002Fp>",{"minutes":449,"words":449},{"desktop":511,"mobile":513},{"jpg":512},"\u002Fapi\u002Fasset\u002F447B8389-841E-4651-AD1C-5D9996291530",{"jpg":42},"2026-07-16T12:29:21.756Z",{"id":129,"title":499,"slug":500},"\u002Fblog\u002Fpersone\u002Fcinzia-citarella",{"title":518,"description":519,"noIndex":18,"noFollow":18,"evIMG":520},"Michela Dimauro: crescita, sfide e innovazione ","Michela Dimauro ha di recente avuto l’opportunità di assumere la responsabilità dell’ufficio convenzionati e mandati, con ben in mente le sue priorità per questo ruolo\n\t\t\t\t","https:\u002F\u002Fwww.sellapersonalcredit.it\u002Fapi\u002Fasset\u002FFAFAABDA-DDC6-45C3-87AA-7CB9373198F0",{"data":522},[523,532,541],{"isFeatured":44,"id":443,"status":444,"slug":445,"title":446,"excerpt":447,"reading":524,"imgAlt":336,"images":525,"publishedAt":454,"cat":528,"tag":529,"href":459,"related":530,"seo":531,"template":464,"templateData":49},{"minutes":449,"words":449},{"desktop":526,"mobile":527},{"jpg":452},{"jpg":42},{"id":125,"title":456,"slug":457},[],[],{"title":446,"description":462,"noIndex":18,"noFollow":18,"evIMG":463},{"isFeatured":18,"id":466,"status":444,"slug":467,"title":468,"excerpt":469,"reading":533,"imgAlt":336,"images":534,"publishedAt":477,"cat":537,"tag":538,"href":481,"related":539,"seo":540,"template":464,"templateData":49},{"minutes":11,"words":471,"label":472},{"desktop":535,"mobile":536},{"jpg":475},{"jpg":42},{"id":6,"title":168,"slug":479},[],[],{"title":484,"description":485,"noIndex":18,"noFollow":18,"evIMG":486},{"isFeatured":18,"id":488,"status":444,"slug":489,"title":490,"excerpt":491,"reading":542,"imgAlt":336,"images":543,"publishedAt":497,"cat":546,"tag":547,"href":502,"related":548,"seo":555,"template":464,"templateData":49},{"minutes":449,"words":449},{"desktop":544,"mobile":545},{"jpg":495},{"jpg":42},{"id":129,"title":499,"slug":500},[],[549],{"id":505,"status":444,"slug":506,"title":507,"exerpDescriptionREL":508,"reading":550,"imgAlt":336,"images":551,"publishedAt":514,"cat":554,"href":516},{"minutes":449,"words":449},{"desktop":552,"mobile":553},{"jpg":512},{"jpg":42},{"id":129,"title":499,"slug":500},{"title":518,"description":519,"noIndex":18,"noFollow":18,"evIMG":520},{"data":557},[558,567,576],{"isFeatured":44,"id":443,"status":444,"slug":445,"title":446,"excerpt":447,"reading":559,"imgAlt":336,"images":560,"publishedAt":454,"cat":563,"tag":564,"href":459,"related":565,"seo":566,"template":464,"templateData":49},{"minutes":449,"words":449},{"desktop":561,"mobile":562},{"jpg":452},{"jpg":42},{"id":125,"title":456,"slug":457},[],[],{"title":446,"description":462,"noIndex":18,"noFollow":18,"evIMG":463},{"isFeatured":18,"id":466,"status":444,"slug":467,"title":468,"excerpt":469,"reading":568,"imgAlt":336,"images":569,"publishedAt":477,"cat":572,"tag":573,"href":481,"related":574,"seo":575,"template":464,"templateData":49},{"minutes":11,"words":471,"label":472},{"desktop":570,"mobile":571},{"jpg":475},{"jpg":42},{"id":6,"title":168,"slug":479},[],[],{"title":484,"description":485,"noIndex":18,"noFollow":18,"evIMG":486},{"isFeatured":18,"id":488,"status":444,"slug":489,"title":490,"excerpt":491,"reading":577,"imgAlt":336,"images":578,"publishedAt":497,"cat":581,"tag":582,"href":502,"related":583,"seo":590,"template":464,"templateData":49},{"minutes":449,"words":449},{"desktop":579,"mobile":580},{"jpg":495},{"jpg":42},{"id":129,"title":499,"slug":500},[],[584],{"id":505,"status":444,"slug":506,"title":507,"exerpDescriptionREL":508,"reading":585,"imgAlt":336,"images":586,"publishedAt":514,"cat":589,"href":516},{"minutes":449,"words":449},{"desktop":587,"mobile":588},{"jpg":512},{"jpg":42},{"id":129,"title":499,"slug":500},{"title":518,"description":519,"noIndex":18,"noFollow":18,"evIMG":520}]